sponsored by

LeasingWorld

Asset Finance Training Programmes

Fundamentals

of Asset Finance

Intermediate

Credit Risk Management

Foundation in

Credit Risk Management

This is a thorough disclosure of the analysis techniques required to enable an in-depth and informed examination of a lending proposal to be undertaken. Only through the intelligent application of these analytical tools can the full picture of the risks involved be revealed.  Few businesses survive the ignorance of these methodologies, let alone prosper.       

The broad range of financial and non-financial risks is examined, with a heavy reliance on relevant case studies and role-playing to highlight the essential credit skills required. The course is designed to take even a fairly inexperienced member of staff to a high level of understanding and appreciation of the subject matter.

So much of the required information can be obtained directly from the customer and, therefore, the course also focuses on customer interviewing techniques, financial questioning skills and information gathering.

The risk elements within third party introduced business are investigated, as well as managing the relationships with the intermediary sources themselves.

Finally guidelines on putting all the information together in a coherent  format are provided including persuasive report writing and actually assuming the role of the underwriter to assess lending submissions.

Download the full PDF course profile from here

Content Overview

• Legal Entities.
• Understanding how a business works.
• Interpretation of accounts.
• Key ratio analysis - assessing business performance using the power of ratio analysis.
• Working capital.
• Cash flow analysis.
• Cash flow statements.
• Key risks facing businesses.
• Importance of quality management to business success.
• Principles of lending.
• Spotting the proposals that should be declined.
• Danger signals - spotting the financial and non-financial danger signals of businesses in distress.
• Managing higher risk accounts.
• Questioning and financial interviewing skills.
• Vendors/intermediary relationships - managing expectations.
• Persuasive report writing.
• Assessing risk and making the investment decision.

Course profile PDF:

Intermediate Credit

Risk Management

Scheduled Events